Finance your dream
Exclusive marine finance specialists helping you spread the cost of boat ownership – with a 0.25% cashback incentive on every loan.
Why Key Marine?
When you finance through Key Marine, you’re not just securing a loan, you’re joining an exclusive circle of owners who understand the lifestyle of being out on the water.
From £25,000 leisure boats to £20m+ yachts, our clients enjoy access to specialist lenders, preferential rates, and a discreet, personal service tailored to their circumstances.
The 'Key' Difference
Specialist banks who understand marine finance.
Personal introductions to trusted marine brokers and vendors.
Tailored options for every bracket of ownership.
0.25% cashback incentive – exclusive to Key Marine clients.
Inclusion In Our Owners Club
When your loan is successfully approved, you’ll be welcomed into the Key Marine Owners Club, our private community of like-minded boat enthusiasts. Enjoy invitations to private parties and networking events, access to seasonal charter offers and preferential rates on future lending. It’s our way of ensuring that becoming a boat owner isn’t just about the vessel itself, it’s about joining a trusted circle and making the most of life on the water.
Apply for a loan with Key Marine
Representative Example
Simple, Transparent Finance
£100,000
Borrowing £100,000 over 48 months with a representative APR of 14.9%, an annual interest rate of 7.7% and a deposit of £0.00.
48 payments of £218.49 per month. Total cost of credit being £2,487.57 and a total amount payable of £10,487.57.
We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we may earn a commission.
This does not influence the interest rate you’re offered in any way.
We believe in clarity. Here’s an illustration of how boat finance could look – but every client’s circumstances are unique, so your tailored quote may differ.
Our Valued Customers
Here from those who have
chosen Key Marine to fund
their purchase.
“They made boat ownership feel achievable and even exciting!”
We’d talked about buying a boat for years but had no idea where to start. From our first call, the Key Marine team were brilliant, they explained everything clearly, not just about the finance but about the real costs of ownership, from insurance and maintenance to mooring fees.
They even pointed us toward a couple of reputable marinas nearby. Within a week we’d been approved and were out viewing boats with confidence. We never felt pressured, just supported. It really felt like joining a community rather than signing a finance deal.
James & Laura
First-Time Owners, Poole
"A smooth, professional service that understood my lifestyle."
As a business owner, I wanted a smaller sailing boat to unwind during the off season, something practical but enjoyable. Key Marine understood that balance straight away. The process was fast, the rates were competitive, and they handled everything with genuine care.
What really impressed me was the personal advice, they connected me with a local broker and even sent through seasonal charter opportunities for owners. It’s rare to find a finance company that actually gets the lifestyle behind the purchase.
David R.
Managing Director, Surrey
Key Marine and Aviation Finance LLP is authorised and regulated by the Financial Conduct Authority. Our registered FRN is 727022. Registered Company No. OC349776. All finance is subject to status and income. Applicants must be 18 years or over. Terms and conditions apply. Guarantees and indemnities may be required. Key Marine and Aviation Finance LLP is a broker, not a lender. We can introduce you to a number of finance providers based on your credit profile and may receive a commission for such introductions. A written quotation is available on request. Certain exclusions may apply.
Representative Example
Borrowing £45,000 over 60 months with a representative APR of 8.9%, an annual interest rate of 5.9% (fixed), and a deposit of £0.00. 60 monthly payments of £933.11. Total cost of credit is £11,986.60, making a total amount repayable of £56,986.60. Terms available 12–120 months. APR ranges from 5.9% – 24.9% depending on circumstances.
We can introduce you to a limited panel of lenders that offer marine finance products, but we do not offer financial advice or recommendations. We do not charge you a fee for our services, but we may receive commission from the lenders we introduce you to. The commission we receive may be a fixed fee or a percentage of the amount you borrow. The existence of commission does not affect the amount you will pay under the agreement. The commission we receive will vary depending on the lender, the product and the way you were introduced to us. We may share a proportion of commission with the broker or vendor that referred you to us. The commission we receive or pay will not increase the amount of interest you pay under your credit agreement compared with other customers in similar circumstances. We will always introduce you to the lender that best matches your needs and credit profile. If you would like to know the amount of commission we are paid for introducing you to a finance lender, please ask.